VA Loan Eligibility

NO PRIVATE MORTGAGE INSURANCE & LOWER MONTHLY PAYMENTS

Check Your Eligibility for a $0 Down VA Loan

Are you looking to buy or refinance?

I want to buy a home
I want to refinance

No SSN required. Zero impact to credit. Your information is never sold.

This takes less than 1 minute to complete

What's your branch of service?

No SSN required. Zero impact to credit. Your information is never sold.

Regular Military, Reserves, or National Guard?

If multiple, select the option that best describes the majority of your military service.

No SSN required. Zero impact to credit. Your information is never sold.

Are you currently serving?

No SSN required. Zero impact to credit. Your information is never sold.

What's your price range?

(it's ok to estimate)

$250,001 to $275,000
$100K$1M+

No SSN required. Zero impact to credit. Your information is never sold.

What type of property are you buying?

No SSN required. Zero impact to credit. Your information is never sold.

How will you use your new home?

No SSN required. Zero impact to credit. Your information is never sold.

When are you planning to make your home purchase?

Do you currently own a home?

No SSN required. Zero impact to credit. Your information is never sold.

What's your current credit score?

(it's OK to estimate)

No SSN required. Zero impact to credit. Your information is never sold.

What's your current marital status?

No SSN required. Zero impact to credit. Your information is never sold.

What's your household gross annual income?

(this is income before taxes)

$70,001 to $80,000
< $30K$200K+

No SSN required. Zero impact to credit. Your information is never sold.

Where will your new home be located?

No SSN required. Zero impact to credit. Your information is never sold.

Please wait while we evaluate your eligibility

10

Great News!

We've found options for you.

Continue to the final steps so we can provide your personalized home financing solutions.

This consultation is 100% FREE and there is no obligation!

(click below to continue)

No SSN required. Zero impact to credit. Your information is never sold.

What's your full name?

Please enter your full name.

No SSN required. Zero impact to credit. Your information is never sold.

What's your email address?

Please enter a valid email.

No SSN required. Zero impact to credit. Your information is never sold.

What's your phone number?

Please enter a valid phone number.

No SSN required. Zero impact to credit. Your information is never sold.

Thanks for Your Information Request!

We have received your inquiry and are currently reviewing your information.

One of our team members will follow up shortly to provide a FREE, personalized home financing consultation.

To speak with a mortgage expert immediately, call

(509) 749-8587

Our specialists are standing by and looking forward to speaking with you

Your Information Won't Be Sold

A Better Way to Understand Your Mortgage

Guided by a proven process. Built around you.

Click Play to Learn About Us

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"I had a unique situation going on, and I was in doubt before reaching out, but David and his team, understood the assignment and made it happen! His entire team are friendly and focused on working with you. They get a lot of clients but they still make you feel as if you’re the only client they have."

– Aseel K.

Hey, I'm Dave!

Your dedicated mortgage loan officer with years of experience and a passion for helping people achieve homeownership the smart way.

Whether you're a first-time buyer, a military veteran, or looking to invest in real estate, I have the expertise to guide you through the process seamlessly.

  • Trusted by PNW's Top Real Estate Agents

  • VA and First Time Buyer Loan Expert

  • Voted Best of BuseinessRate 2024 and 2025

  • Ranked Top 1% of Mortgage Loan Officers in the Nation

Clients Helped With Our Philosophy

$0M

Closed Loans

0

5-Star Reviews

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Clients Served

0y

Years Experience

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"David and his team were wonderful and beyond helpful with assisting us in securing a loan for our first family home. They were efficient and knowledgeable and made this notoriously stressful process a lot smoother for us. I could not be more appreciative. Highly recommend them if you’re looking for an honest and personable lender."

– Gwen V

Go Shopping in 4 Simple Steps

No guesswork. No overwhelm. Just a simple path to better home buying. Starting today.

STEP 1

Book A Call

Start your journey toward homeownership with just one simple step.

STEP 2

Application

You’ll be guided through each step to avoid feeling overwhelmed

STEP 3

Approval

You’ll finally have the numbers you’ve been looking for.

STEP 4

Enjoy Shopping

Get shopping with confidence because you received very clear direction.

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"Highly recommend!

David and his team helped us evaluate numerous homes during our search in Spokane, and was consistently available throughout the week to provide rapid responses and documentation. He also helped us explore many options in our loan that made it easy to hit our target budget. I was impressed by his timeliness and open communication, which helped my wife and I close the purchase early and gave us extra time to prepare for the coming of our first child. I would definitely recommend his services for anyone looking to purchase a home in the area."

– Alexander D

Lesser Lending Group DBA Canopy Mortgage, LLC offers a transparent mortgage experience supported by modern tools and real people.

My Contact

11917 E Broadway Ave STE 201

Spokane Valley, WA 99206

Business Hours:

Mon-Fri 8am-5pm

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Lesser Lending Group is a DBA of Canopy Mortgage, LLC © 2026. All Rights Reserved. (509) 749-8587 NMLS #189561 | Licensed in WA and ID

Lesser Lending Group DBA Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:1359687 | Equal Housing Lender | All loans subject to credit and property approval | Rates subject to change without notice | Calculators are self-help tools. All examples are hypothetical and are for illustrative use only.