Use Our FREE Buy vs Rent Tool
Should you Buy or Rent?
Select your answers below to see what's recommended
How much are you currently spending in rent per month?
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What stage of this journey are you in?
What is your ideal purchase price?
An estimate is fine
How will your home be used?
Is this your first time purchasing a home?
What would prevent you from buying a home now?
Have you (or your spouse) ever served in the US military?
Active-duty military and Veterans may qualify for a VA Loan with $0 down and no PMI.
How much of a down payment could you make?
Rough estimate is fine
How much do you currently have saved for a down payment?
An estimate is fine
What's your employment status?
What's your household gross (before taxes) annual income?
What's your current credit score?
An estimate is fine
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Please wait while we compute your data
Congratulations!
You are in a great position to buy!
Click next to complete your form.
What's your current zip code?
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What is your full name?
Please enter your full name.
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What is your email address?
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What is your phone number?
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CONGRATULATIONS!
A representative will contact you shortly.
If you would like to speak with someone now, please call:
(509) 749-8587Thank you for using our Buy vs Rent tool.
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"I had a unique situation going on, and I was in doubt before reaching out, but David and his team, understood the assignment and made it happen! His entire team are friendly and focused on working with you. They get a lot of clients but they still make you feel as if you’re the only client they have."
– Aseel K.
Hey, I'm Dave!
Your dedicated mortgage loan officer with years of experience and a passion for helping people achieve homeownership the smart way.
Whether you're a first-time buyer, a military veteran, or looking to invest in real estate, I have the expertise to guide you through the process seamlessly.
Trusted by PNW's Top Real Estate Agents
VA and First Time Buyer Loan Expert
Voted Best of BuseinessRate 2024 and 2025
Ranked Top 1% of Mortgage Loan Officers in the Nation
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"David and his team were wonderful and beyond helpful with assisting us in securing a loan for our first family home. They were efficient and knowledgeable and made this notoriously stressful process a lot smoother for us. I could not be more appreciative. Highly recommend them if you’re looking for an honest and personable lender."
– Gwen V
Lesser Lending Group DBA Canopy Mortgage, LLC offers a transparent mortgage experience supported by modern tools and real people.
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Spokane Valley, WA 99206
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