Real-Time Mortgage Market Data

What Are Mortgage Rates Today?

These live mortgage rates track national averages using Federal Reserve data.
Use this page to monitor the market, then get a personalized quote based on your credit, income, and purchase plan.

Why These Rates Matter

Mortgage rates shown here reflect national averages.
Your personal rate depends on:

  • Credit score

  • Down payment

  • Loan type (Conventional, FHA, VA)

  • Property type

  • Market conditions when you lock

  • Length of time locking

For an accurate rate quote, request a custom analysis.

Today's Mortgage Rates — LSSR Digital
Live

Today's
Mortgage Rates

Live national averages sourced daily from the Federal Reserve via Optimal Blue. Your rate depends on credit score, loan size, and property type.

30-Yr Fixed — Historical
Zoom
Key Rates
30-Yr Fixed—
15-Yr Fixed—
30-Yr FHA—

Rates vary by credit, loan size & property. Get a personalized quote today.

Rate data: Federal Reserve (FRED) · Optimal Blue. Market averages — may not reflect your individual rate.

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Lesser Lending Group DBA Canopy Mortgage, LLC offers a transparent mortgage experience supported by modern tools and real people.

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Spokane Valley, WA 99206

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Lesser Lending Group is a DBA of Canopy Mortgage, LLC © 2026. All Rights Reserved. (509) 749-8587 NMLS #189561 | Licensed in WA and ID

Lesser Lending Group DBA Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:1359687 | Equal Housing Lender | All loans subject to credit and property approval | Rates subject to change without notice | Calculators are self-help tools. All examples are hypothetical and are for illustrative use only.