VA Loan Eligibility — Lesser Lending

You earned it. Let's use it properly.

VA loan eligibility check

Zero down, no monthly mortgage insurance, and the seller can pay your closing costs. Answer a few questions and we'll tell you what applies to your situation — and what still needs verifying.

About 2 minutes · No SSN · No credit pull

Branch of service?

Regular military, Reserves, or National Guard?

Are you currently serving?

What's your price range?

$300,001 to $350,000
$100K$1M+

What type of property?

How will you use the home?

When are you planning to buy?

Do you currently own a home?

Roughly where's your credit?

VA has no minimum score. Lenders set their own.

No SSN required. Zero credit impact.

Marital status?

Household gross annual income?

$70,001 to $80,000
Under $30K$200K+

Where will the home be?

City or zip code.

Please enter a city or zip code.

5

Reviewing your answers…

Matching what you told us against how VA financing works.

Here's your VA picture

$0 down

What applies to you
What still needs verifying

VA eligibility is confirmed by your Certificate of Eligibility, which depends on service dates, length of service, character of discharge, and how much entitlement you have left. We pull it at no cost — nothing on this screen replaces it.

Free, no obligation.

Where should we reach you?

Please enter your first and last name.

Please enter a valid email address.

Please enter a valid phone number.

No SSN required. Your information is never sold.

Got it. Thank you for your service.

We'll pull your Certificate of Eligibility and come back with what your entitlement actually supports — usually the same business day.

Don't want to wait?