What would that actually cost per month?

Pick your loan type and the rate, mortgage insurance, and payment structure adjust automatically. Then call us and we'll build the real numbers for your scenario.

Loan Type Loading market data…

CONV Conventional PMI if <20%

FHA Gov't backed MIP always

VA Veterans No monthly MI

Loan Details

Home Price

$50k$350k$2M

Down Payment

0%5%100%

Rate Assumption

2%—12%

Loan Term

30 YR

20 YR

15 YR

Monthly Costs tax est. ~0.9% / yr

Property Tax / yr

Home Insurance / yr

HOA / mo

Mortgage Insurance / mo

Open the full calculator →

Estimated Monthly Payment

≈$2,410

per month

Principal & interest—

Property tax—

Insurance—

HOA—

Mortgage insurance—

P&I—

Tax—

Insurance—

Other—

Amortization Schedule ▼

Year	Principal	Interest	Balance

Cash To Close — Rough Range Ranges only. Your actual figures come from a Loan Estimate.

Down Payment

≈—

—% of price

Closing Costs

—

roughly 2–3% of price

Prepaid / Escrow

—

about 2–3 months tax + insurance

Total Cash To Close

Before any seller credits or down payment assistance

—

Seller credits and assistance programs can move this substantially

Calculators are self-help tools. All examples are hypothetical and are for illustrative use only. This is not a quote, a rate lock, an approval, or a commitment to lend. Rates shown are third-party national average index figures published for general market context and are not our pricing — your rate depends on credit, program, down payment, occupancy, property, loan amount, and lock period. All loans subject to credit and property approval. Rates subject to change without notice.

Lesser Lending DBA Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | 877-426-5500 | NMLS Consumer Access #:1359687 | Equal Housing Lender